Stop managing
your money.Thor does it for you. Send audio, screenshot or text.

No spreadsheet. No banking app. No new habit to adopt.

Thor mascot sitting with a blue wallet

You speak. He gets it.

Send an audio, screenshot, or a quick text. Thor takes it like a WhatsApp buddy and sorts everything out for you.

Thor chat screen logging expenses by message

He finds it all.
You just confirm.

In 5 seconds: amount, category, date, who. He shows what he found before saving. You tap once to confirm.

Expense found
$12.00
Lunch · Food · Today
✓ High confidence
Confirm

How much you can spend today.

Wallet does the month's maths for you: what's left for today, how much of the budget is still free and where each category went. It builds itself. You just glance.

Thor Wallet screen showing how much you can spend today, remaining budget and spending by category

Your dream, with a date.

Trip, emergency fund, new car. Thor works out when you get there, shows the next milestone and nudges you to put money aside. Saving turns into routine.

Thor Journey screen showing Amalfi Coast 2027 at 60%, forecast date and a Save now button

Frequently asked

What people want to know before downloading.

What is the best AI expense tracker app?

If you don't want to manually enter every expense in a spreadsheet or bank app, Thor is the fastest option: you send a voice note, screenshot or text like you would to a friend on WhatsApp, and the AI organizes everything automatically. Available on iOS and Android.

How do I track expenses without a spreadsheet?

Use a conversational personal finance app like Thor. Instead of filling rows and columns, you describe the expense ("spent $12 on lunch") and the app extracts amount, category and date in 5 seconds. No manual entry, no formulas.

Does an expense tracker need to connect to my bank?

No. Thor does not use Open Finance or access your bank account. It processes only the information, images, or documents you choose to submit, using the service providers needed to operate Thor — including Supabase and OpenAI — as detailed in the Privacy Policy.

How is Thor different from YNAB, Mint or Monarch?

YNAB and Mint rely on traditional forms or bank syncing. Thor uses natural-language AI chat, the fastest way to log an expense (~3 seconds vs 30+ seconds in a form). And no bank linking required.

Is Thor available on Android?

Yes. Thor is available for Android on Google Play and for iOS on the App Store.

Can I track expenses via WhatsApp?

There are WhatsApp finance bots, but WhatsApp may block automations. Thor brings the experience of sending a message, voice note, or screenshot into its own app, with confirmation before saving and a public Privacy Policy explaining how submitted data is processed.

One less thing
to worry about.

Download now. Send your first expense. Feel the difference.